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FIND THE RIGHT CHECKING ACCOUNT

You work hard for your money and it deserves a safe home. But not everyone has the same needs and goals when it comes to cash management. That is why we offer four distinct checking options1 with different features and rewards.

  • Diamond Checking

    Open Account

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  • Midwest Checking

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  • Easy Checking

    Open Account

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  • Student Checking

    Open Account

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Checking Benefits With Every Account

All of our checking accounts1 include:

The Everest State Bank Routing Number is 071901604. See it on a check.  

NEED TO REORDER CHECKS?

Ordering checks online is quick and easy!

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GET MOBILE MOMENTUM

Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

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LOOKING FOR OVERDRAFT PROTECTION OPTIONS?

We offer a variety of options to cover you in the event of an overdraft on your checking account.

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1 The minimum balance to open a checking Account is $100, except that a Student Checking Account requires a $25 minimum balance to open.
2 For balance levels (tier ranges), please refer to our Deposit Rate Sheet.
3 For each month there is an automatic savings transfer of $50 or more from your Diamond Checking Account to your Diamond Savings Account, the Diamond Savings Account’s monthly maintenance fee will be waived.
4 Upon request, monthly maintenance fee waived for the first six (6) analysis periods for a Statement Savings Account with an automatic savings transfer of $25 or more from the Midwest Checking Account.
5 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Rebate may take up to 120 days to appear in your account. Rebate may be subject to IRS tax reporting.
6 Additional fees will apply for duplicate checks.
7 Private Banking clients are subject to certain minimum relationship standards. For more information, please contact a Private Banking Officer.
8 Overdraft/Returned Item Fees will not be charged on this account. Student Checking Accounts are not eligible for Overdraft Protection, but may be eligible for other Overdraft protection services, including Custom Auto Transfer and Ready Cash Line of Credit, subject to credit approval. If you are not enrolled in Custom Auto Transfer or another Overdraft protection service, transactions that would result in Overdrafts will be declined or returned unless prohibited by Applicable Law. Everest State Bank reserves the right to close a Student Checking Account or convert the Account to another non-interest bearing checking Account if there are 10 or more Overdraft occurrences within a 12-month period.


9 Everest State Bank Financial Network relationship requires a minimum of $25,000 in invested balances.
10 Securities offered through LPL Financial (LPL), broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.  Everest State Bank and Everest State Bank Financial Network are not registered as a broker-dealer. Registered representatives of LPL offer products and services using Everest State Bank Financial Network, and may also be employees of Everest State Bank . These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Everest State Bank or Everest State Bank Financial Network. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

The site is designed for U.S. residents only, and the services offered within this site are available exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all the investments and services mentioned are available in every state.


11 No ATM Transaction Fees for the first four (4) non-Everest State Bank and/or non-Allpoint® ATM transactions (other ATM operators’ ATM fees may apply). A $3 ATM Transaction Fee will apply to each transaction exceeding four (4) per Analysis Period.
12 Discount requires auto payment set-up from Everest State Bank checking account. Discount can be applied to largest Safe Deposit Box owned.
13 Includes Official Checks, Money Orders, Notary Services and Signature Guarantees.
14 Qualifying direct deposits are salary, pension, Social Security, or other regular monthly income electronically deposited to your Account by your employer or an outside agency. Transfers from one Account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
15 Not available for Health Savings Accounts. Subject to credit approval. Property insurance is required on loans secured by a property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Discount requires auto payment set up from a Everest State Bank checking Account. Does not apply to Home Equity Lines of Credit, unsecured loans, Ready Cash, and Certificate of Deposit Secured Loans.
16 The person being referred: 1.) Must not have held a Everest State Bank personal checking, savings, or money market account in the past 180 days 2.) Must open a personal checking, savings, or money market account with a minimum of $100 in a Everest State Bank branch, and 3.) Turn in the referral form at time of account opening. The person making the referral: This referral bonus offer is limited to existing personal Everest State Bank Checking, Savings, or Money Market account holders (Health Savings, Investor Reserve Savings, and IRA Money Market accounts do not qualify) and limited to one $25 award per referred address. Addresses used in previous Tell a Friend referrals are not eligible for this offer. Once referred family and or friend meets the criteria above, a $25 bonus will be issued as a credit to your account within 60 days. To obtain the bonus, both your and the referred account must be open and in good standing at the time of bonus processing. Promotional credit may be subject to IRS 1099-INT form reporting and may be considered taxable as interest income to you. Consult your tax advisor. Offer may be changed or withdrawn at any time without notice. May not be combined with any other offer. Everest State Bank colleagues are not eligible. You can receive up to 20 “Tell A Friend” referral bonus deposits (totaling $500) per calendar year.